LendMatrix Blog
Insights, updates, and best practices for modern MCA lenders
10 min read
The Real Cost of Merchant Cash Advances (And Why We Show You Ours)
When a broker says '1.35 factor rate,' most merchants nod along. But that's 35% on a 6-month term—annualized, you're looking at 70%+. Let's break down what these numbers actually mean.
Jason
•
Jan 15, 2025
8 min read
Why We Reject 40% of Applications (And What That Means for You)
Last month, we funded 127 advances and rejected 89 applications. Here's why saying 'no' is sometimes the best thing we can do for a merchant.
LendMatrix Team
•
Jan 10, 2025
12 min read
The $1 Billion Yellowstone Scandal: What Every MCA Provider Should Learn
When New York authorities secured a billion-dollar judgment against Yellowstone Capital, it wasn't just about one bad actor. It exposed an industry-wide problem with transparency.
LendMatrix Team
•
Jan 5, 2025
7 min read
Building LendMatrix: A Founder's Honest Take on MCA Software
I was managing 200+ advances in a spreadsheet that crashed every time I tried to filter by status. Three hours into reconciling yesterday's ACH pulls, I knew there had to be a better way.
Jason
•
Dec 28, 2024
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