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Cookie Policy

Last Updated: January 22, 2025

This Cookie Policy explains how LendMatrix uses cookies and similar tracking technologies when you use our platform.


1. What Are Cookies?

Cookies are small text files that are placed on your device (computer, smartphone, tablet) when you visit a website. They are widely used to make websites work more efficiently and provide information to website owners.

Cookies can be "session cookies" (temporary, deleted when you close your browser) or "persistent cookies" (remain on your device for a set period or until you delete them).


2. How We Use Cookies

LendMatrix uses cookies for the following purposes:

2.1 Essential Cookies (Required)

These cookies are necessary for the platform to function properly. Without these cookies, services you have requested cannot be provided.

  • Authentication: Remember that you are logged in as you navigate between pages
  • Security: Protect against cross-site request forgery (CSRF) attacks
  • Session management: Maintain your session state and preferences
  • Load balancing: Distribute traffic across our servers for optimal performance

Note: Essential cookies cannot be disabled as they are critical for platform functionality.

2.2 Analytics Cookies (Optional)

These cookies help us understand how users interact with our platform so we can improve user experience.

  • Track which pages are visited and how long users stay
  • Identify which features are most commonly used
  • Understand user navigation patterns
  • Detect errors and performance issues
  • Generate aggregate usage statistics (anonymized)

2.3 Preference Cookies (Optional)

These cookies remember your preferences and settings to personalize your experience.

  • Remember your language preference
  • Save your dark mode / light mode selection
  • Remember your dashboard layout preferences
  • Store your timezone and date/time format preferences

3. Specific Cookies We Use

The following table lists the specific cookies used by LendMatrix:

Cookie NamePurposeTypeDuration
auth_tokenAuthentication and session managementEssential7 days
csrf_tokenSecurity protection against CSRF attacksEssentialSession
tenant_idMulti-tenant routing and data isolationEssentialSession
theme_preferenceRemember dark/light mode selectionPreference1 year
analytics_idAnonymous usage analyticsAnalytics1 year
session_idSession tracking and user flow analysisAnalyticsSession

4. Third-Party Cookies

In addition to our own cookies, we may use third-party services that set their own cookies:

4.1 Hosting and Infrastructure

Our hosting provider (Render.com) may set cookies for load balancing and performance optimization.

4.2 Analytics Services

We may use analytics services to understand how users interact with our platform. These services may set their own cookies to track visits across websites.

4.3 Support and Communication

Customer support tools and chat widgets may use cookies to maintain conversation history and provide better support.

We carefully vet all third-party services to ensure they comply with privacy regulations and our security standards.


5. How to Manage Cookies

5.1 Browser Settings

Most web browsers allow you to control cookies through their settings:

  • Chrome: Settings → Privacy and Security → Cookies and other site data
  • Firefox: Settings → Privacy & Security → Cookies and Site Data
  • Safari: Preferences → Privacy → Cookies and website data
  • Edge: Settings → Cookies and site permissions → Cookies and site data

5.2 Cookie Preferences

You can manage your cookie preferences for LendMatrix:

  • Essential Cookies: Cannot be disabled (required for platform functionality)
  • Analytics Cookies: Can be disabled through browser settings
  • Preference Cookies: Can be disabled, but may affect user experience

5.3 Impact of Disabling Cookies

If you disable cookies:

  • You may not be able to log in or use essential platform features
  • Your preferences (theme, language) will not be saved
  • We will not be able to provide personalized experiences
  • Some features may not work as expected

6. Do Not Track (DNT) Signals

Some browsers support "Do Not Track" (DNT) signals. Currently, there is no industry standard for how to respond to DNT signals.

LendMatrix does not track users across third-party websites. Our cookies are used solely within our platform to provide and improve our service.


7. Mobile Applications (Future)

If we release mobile applications in the future, they may use similar technologies (device identifiers, local storage) to provide functionality equivalent to cookies. This Cookie Policy will be updated to reflect such usage.


8. Changes to This Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in our practices or legal requirements. When we make changes:

  • The "Last Updated" date at the top will be revised
  • Material changes will be communicated via email or in-app notification
  • Continued use of the platform after changes constitutes acceptance

9. More Information

For more information about how we collect and use your data, please see:

  • Privacy Policy - Comprehensive data privacy information
  • Security Policy - How we protect your data
  • Terms of Service - Platform usage terms

10. Questions About Cookies

If you have questions about our use of cookies:

Email: contact@lendmatrix.ai

Subject Line: Cookie Policy Inquiry


Your Privacy Choices

We respect your privacy and your right to control how your data is collected. While essential cookies are required for the platform to function, you can manage optional cookies through your browser settings. We will never sell your personal information to third parties.

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