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The MCA Platform
That Actually Works For You

AI-powered underwriting. Real-time portfolio tracking. Built by operators who got tired of spreadsheets.

Upload a bank statement, get a risk grade. It's that simple.

Start Free TrialBook Live Demo

AI

Underwriting

14-Day

Free Trial

Built-in

E-Signatures

Real-time Updates

One Platform, Every Role

Built for funders first. Create role-based portals for your brokers, syndicators, and merchants—each with the access they need, nothing more.

AI-Powered Underwriting

Upload bank statements and get instant risk analysis while you focus on closing.

All outputs are suggested approvals and subject to final underwriting by the funder.

AI underwriting speeds up your review process

Real-time portfolio monitoring and performance metrics

Integrated payment tracking with daily reconciliation

Customizable approval workflows and risk parameters

What Makes LendMatrix Different

Built by MCA operators. Designed for how you actually work.

AI Underwriting

Upload bank statements and get instant risk analysis. Advanced AI scoring helps you make faster, more informed funding decisions.

Reverse Consolidation Calculator

Consolidate multiple advances into one. Calculate weighted averages, model buyout scenarios, and generate weekly projections instantly.

Custom Development

Need a specific integration or feature? We build it. Your workflow is unique - your platform should be too.

Import/Export Everything

Full data portability. Export your entire portfolio to CSV or Excel anytime. Your data is always yours.

Real-Time Tracking

Live dashboard updates with payment reconciliation. Monitor deal performance and portfolio health as it happens.

Syndication Management

Multi-party deal management with automated CAF calculations, participant tracking, and distribution reporting.

Dark Mode

Easy on the eyes for late-night deal reviews. Toggle between light and dark themes instantly.

Bank-Level Security

AES-256 encryption for all data. Your deal information stays private and protected.

Need something specific? We build custom features and integrations for our customers.

Request a Feature

Integrations

Connect your existing tools. Need something specific? We build custom integrations.

🏦
Available

Plaid

Bank account verification and transaction data

🏦
Available

Yodlee

Financial data aggregation

💳
Available

Dwolla

ACH payment processing

💳
Available

Stripe

Payment processing and billing

💳
Coming Soon

Clear ACH

ACH payment processing and collections

📊
Available

Experian

Credit bureau reports and monitoring

📊
Available

Equifax

Business and personal credit checks

📊
Coming Soon

TransUnion

Consumer and business credit data

📊
Coming Soon

Dun & Bradstreet

Business credit intelligence

📊
Coming Soon

LexisNexis

Background checks and UCC searches

✍️
Available

Built-in E-Sign

Electronic signatures included free - no DocuSign subscription needed

📝
Available

Ocrolus

Bank statement OCR and analysis

📝
Available

AWS S3

Secure document storage

💬
Available

Twilio

SMS and voice notifications

💬
Available

SendGrid

Email delivery and templates

📒
Coming Soon

QuickBooks

Accounting and reconciliation sync

Coming Soon

Zapier

Workflow automation and app connections

☁️
Coming Soon

Salesforce

CRM and sales pipeline sync

Need Something Specific?

We build custom integrations for our customers. If you use a tool that's not on this list, let us know - we'll make it work.

Request Custom Integration

Built-in E-Signatures Included

Stop paying per envelope. Our built-in e-signature service is included with every plan. Get contracts signed without the extra subscription fees.

$0

per signature

Unlimited

documents

Included

with every plan

Custom Integrations

Need to connect a specific tool? We'll build the integration for you.

Feature Requests

Have an idea that would make your workflow better? Tell us - we ship fast.

Your Feedback Matters

Our roadmap is shaped by customer needs, not investor pressure.

Pricing That Scales With Your Portfolio

No hidden fees. No per-transaction charges. Custom pricing based on your needs.

Starter

Contact Sales

For new lenders getting started

Custom quote based on your portfolio size

  • Core MCA workflow management

  • Dashboard and reporting

  • Email notifications

  • Document management

  • Built-in e-signatures

  • Standard support

Contact Sales
Most Popular

Professional

Contact Sales

For growing operations

Custom quote based on your portfolio size

  • Everything in Starter, plus:

  • AI-powered underwriting

  • Advanced analytics

  • Commission tracking

  • Syndication tools

  • ACH integration

  • SMS notifications

  • Priority support

Contact Sales

Enterprise

Custom

For established funders with complex needs

Custom quote based on your portfolio size

  • Everything in Professional, plus:

  • External participation management

  • Credit bureau integrations

  • Document OCR

  • Custom integrations

  • Dedicated account manager

  • SLA guarantee

  • Custom feature development

Contact Sales

All plans include a 14-day free trial. No credit card required.

Direct access to our team

Custom feature requests considered

Free migration assistance

Need a Custom Solution?

Large portfolio? Complex requirements? Custom integrations? Let's build a solution tailored to your business.

Contact SalesSchedule Demo

Security & Data Protection

We know how sensitive deal data is. Your information is encrypted, backed up, and never shared.

Security-First Architecture

Built with security as a core principle from day one

AES-256 Encryption

Your data is encrypted at rest and in transit

Data Privacy Ready

Built with GDPR and CCPA requirements in mind

Reliable Infrastructure

Modern cloud infrastructure with redundancy

Your Data is Yours

Export everything anytime. No lock-in, ever.

Secure Payments

Industry-standard payment processing security

Security & Compliance Standards

🏆

SOC 2

Roadmap

🔒

ISO 27001

Roadmap

🇪🇺

GDPR Ready

Built-in

🇺🇸

CCPA Ready

Built-in

💳

Secure Payments

Enterprise

0.0%

Uptime Guarantee

Enterprise SLA with redundancy

0/7

Security Monitoring

Real-time threat detection

0%

Data Ownership

Your data is always yours

Our Security Promise

We treat your data with the same care we'd treat our own. Your deal information is encrypted with AES-256, backed up daily, and never shared with third parties. We take security seriously because we know how sensitive MCA data is.

Read Security Whitepaper

Ready to Simplify Your
MCA Operations?

Start your free 14-day trial today. No credit card required.

Start Free TrialSchedule Demo

✓ No credit card required

✓ 14-day free trial

✓ Cancel anytime

LendMatrix

The modern MCA platform built for scale. Automate your workflow, track performance in real-time, and grow your portfolio with confidence.

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© 2025 LendMatrix. All rights reserved.

Bank-level encryption

99.9% uptime

GDPR ready

contact@lendmatrix.ai